Rick Santorum is unhappy that older people,
who tend to vote Republican, are getting insurance via the ACA
Joan Walsh
Monday, Dec 2, 2013 03:00 PM -0700
Rick Santorum, Paul Ryan, Mitt Romney
(Credit: AP/Jae C. Hong/Reuters/Yuri Gripas/AP/Jacquelyn Martin)
Does
any modern political party besides the GOP hold a huge segment of its
base in contempt? I’ve written a lot about how Republicans have failed
to make inroads with Latinos, young voters or women since their 2012
defeat, but what’s really interesting is the way they continue to deride
many of their older, white, working-class voters, too.
When Mitt
Romney insulted “the 47 percent” of Americans who pay no federal income
taxes, he failed to notice that the vast majority of them are white,
most of them white seniors, the most reliably Republican voters in the
country. A large portion of the people Paul Ryan describes as “takers” –
vs. productive “makers” – are likewise older whites. And although Ryan
and his party want to turn Medicare into a voucher program – run by
exchanges, much like the Affordable Care Act – they tried to hide that
fact during the 2012 race because it was hugely unpopular with their
base.
The latest insult came from former senator and 2012
presidential runner-up Rick Santorum. On CNN’s “State of the Union”
Sunday Santorum complained that the Affordable Care Act has meant that
“sicker, older” people are getting health insurance (
h/t Crooks and Liars.) Santorum told Candy Crowley and former Gov. Howard Dean:
Well,
let me just add that one of the solutions that President Obama tried to
accomplish was to let people keep their own insurance. It turns out
that a lot of insurance companies are actually allowing that to happen,
and that could cause even more problems for Obamacare, because that
means fewer and fewer people getting into the exchanges. And the ones
who, at least to date, it’s just facts Gov. Dean, the ones in the system
are much older.
I talked to one insurance company today, a third
of their enrollees are over sixty years of age. That is not how an
insurance system would work, but those are the people signing up and the
folks who can keep their plans because they’re more customized and
lower cost, will now. And the folks who are going to get into these
exchanges are going to be probably sicker, older, and as a result,
premiums are even going to go higher.
First
of all, it’s not clear Santorum is right about this. Some states are
seeing unexpectedly high proportions of younger people sign up for
coverage. In Kentucky,
41 percent have been under 35; in California,
it’s 22 percent,
which is proportionate to their share of the population. Still, the
enrollment rate in California is highest for people over 55. That’s not
surprising, or permanent: Based on the experience of Massachusetts,
older people tend to sign up for coverage first; younger enrollees do it
closer to the deadline.
But assuming that Santorum isn’t wrong
(admittedly a leap), what is he saying? That people over 60 who don’t
have coverage shouldn’t be able to get it? We know these people are
white, and presumably – since they’re not eligible for Medicaid, which
covers many of the poor and unemployed — they’re working people. But
Santorum says “that’s not how an insurance system should work.”
Luckily
Howard Dean was there to disagree. “I think it’s great that we’re
insuring people who can’t get insurance that are over 55 and 60,” he
told Santorum and Crowley. “That’s what this is supposed to do.”
Of
course, if insurers are unhappy with their older customers, Rep. Alan
Grayson has an answer: his “Medicare for All” bill, which would allow
anyone who wanted to to sign up for Medicare instead of a private
insurance plan. Back during the ACA debate many liberals wanted to see
that option, but it was vetoed by insurance interests. Opening up
Medicare to people 55 and older would help stabilize the program –
although they’re the older edge of the ACA pool, they’d be younger and
healthier subscribers in the Medicare pool – and provide an alternative
for those priced out of or underserved by the private market.
Still,
the big news this weekend was that the federal website that lets most
people access insurance exchanges, Healthcare.gov, is mostly fixed.
That’s why Santorum was reduced to railing against those takers in the
GOP base. On Fox News Sunday, Chris Wallace attacked the ACA as “income
redistribution.”
And, of course, Santorum insisted that
the ACA’s troubles raised questions about “the president’s competence.” Dean wasn’t having that either.
“That’s
right-wing talking points against this president,” Dean replied. “From
day one, they’ve tried to undermine him as a human being … I lose my
patience with this nonsense. I do believe that the fact are going to be
determined by what happens on the ground. Three months from now, a lot
more people are going to have health insurance, and a lot more people
are going to be happy with all this.”
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